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Recent Blog Posts

Paulding County Bankruptcy Attorneys – Tips for Choosing the Best Bankruptcy Lawyer (Dallas – Hiram – Acworth – Rockmart)

By: Brian R. Cahn Bankruptcy Attorney www.NorthGaBankruptcy.com   When contemplating bankruptcy, it is absolutely critical that you choose your attorney wisely.  Bankruptcy is a big decision – one that should not be taken lightly – and therefore, you should not entrust this important legal matter to just any attorney.  When choosing the right counsel, consider […]

Cherokee County Bankruptcy Attorney – Bankruptcy Options Explained

Cherokee County Bankruptcy Attorneys Dedicated to Helping Honest but Unfortunate People get a Fresh Financial Start.   By: Brian R. Cahn, Partner with the Firm of PERROTTA & CAHN We opened our Cherokee County bankruptcy law office in Woodstock, GA on November 1, 2015.   Our goal is to help people through difficult financial times, giving […]

Woodstock, GA Bankruptcy Lawyer Explains the Different Types of Bankruptcies

Brian R. Cahn & Brad Stephens: Cherokee County Bankruptcy Attorneys Dedicated to Helping Honest but Unfortunate People get a Fresh Financial Start.   By: Brian R. Cahn, Partner with the Firm of PERROTTA & CAHN We opened our Cherokee County bankruptcy law office in Woodstock, GA on November 1, 2015.   Our goal is to help […]

Cherokee County Bankruptcy Attorneys – Chapter 7 Bankruptcy & Chapter 13 Bankruptcy Cases – Serving Clients in Woodstock, Georgia and Canton, Georgia

On November 1, 2015, attorneys BRIAN R. CAHN and BRADLEY D. STEPHENS opened their bankruptcy law office in Woodstock, GA. The office is located at: 345 Creekstone Ridge Woodstock, GA 30188 Brad Stephens just returned to home to Georgia, after moving to New York for 3-years with his wife. “My wife, Laura, is a CPA […]

Debt Settlement vs. Bankruptcy – Which Option is Better?

Nobody wants to file for bankruptcy, but when creditors become aggressive, all options must be considered. Every situation is different, but here are some things to consider: Advantages of Debt Settlement: Settlement of debts has the advantage of avoiding the stigma of bankruptcy. Furthermore, a properly-structured settlement can mitigate the damage to your credit, while […]

Under Chapter 13, what is notice of transfer of claim?

If you’re in a chapter 13 bankruptcy plan, your creditors don’t get paid unless they file a proof of claim.  The proof of claim form gets filed with the court at the beginning of the plan. Debts, notes and receivables are frequently sold from one creditor to another.  For example, if you owe a debt […]

It is possible to eliminate a second mortgage through bankruptcy

Things can get tricky when filers have second mortgages or home equity lines of credit (HELOCs) when they file for bankruptcy. And thanks to the housing market that collapsed in 2007, many Americans currently do have multiple mortgages or loans attached to their homes. A common misconception is that mortgage liens can not be removed […]

Repeat Filings: How Often Can You file, or Re-File, Bankruptcy?

 How Often Can You File Bankruptcy? If you have filed for bankruptcy before and received a discharge then the bankruptcy code specifies when you can file bankruptcy again and obtain a discharge. If you did not get a discharge in your previous bankruptcy case then you can file for bankruptcy again without consideration of the […]

Should you sign a reaffirmation agreement?

One of the benefits of a Chapter 7 bankruptcy, is the ability to keep (or “reaffirm”) debts secured by property the debtor needs for his or her fresh start.  Typically, clients need their vehicle and house and reaffirming the loans on those items seems like the right thing to do. Maybe.  Maybe not. More often […]

When declaring bankruptcy, where do you start and what do you bring?

There’s a right and wrong way to handle any situation. For example, this is the wrong (but hilarious) way to declare bankruptcy. If you’re getting calls from collectors, falling behind on mortgage or car payments, or just curious about your legal rights to eliminate or manage your debt, the right thing to do is GET […]

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